TECH EXPERTISE • MESSAGING • AI AGENTS

AI Messaging
& Business Solutions Hub

We don't just build chatbots. Apifon architects a Solution Hub that turns rigid assistants into fluid, proactive customer experiences and internal operational mastery — powered by a decade of messaging infrastructure and years of deployed AI agents.

Who is Apifon

A messaging core that grew into a tech solution hub.

For a decade Apifon has been the messaging backbone of leading Greek and European enterprises — running SMS, Viber, Email, WhatsApp and Messenger at scale through the Apifon Platform: campaigns, smart segmentation, cost optimization, lead generation and GDPR compliance in one secure environment.

For the last 3+ years we've been quietly building the next layer: agentic AI that plugs into any CRM/ERP gap and adjusts to each product — from alerting passes to full customer journeys.

10+ Years
Messaging Mastery
3+ Years
AI Agent Deployment
Evolution Feed
AI, from scripts to agents
LIVE
  1. 2014Messaging Core

    SMS, Viber, Email at enterprise scale.

  2. 2018Rule-Based Bots

    Scripted flows, decision trees, IVR.

  3. 2021NLP Assistants

    Intent detection, single-turn Q&A.

  4. 2023LLM Copilots

    Context-aware, generative replies.

  5. 2026Agentic HubYou are here

    Modular agents, tools, memory, CRM/ERP.

6
Channels
24/7
Agents live
Covered
CRM/ERP gaps

The Philosophy

Beyond a fixed assistant. A hub of agents.

Rigid assistants are a starting point. Our hub is the next one — modular agents that plug into any CRM/ERP gap and evolve with each product.

Fixed Assistant

Linear scripts

  • • Fixed decision trees with limited context
  • • Siloed from internal knowledge & policies
  • • One channel, one flow, no orchestration
With Apifon — Agentic Hub

Modular intelligence

  • Purpose-built agents sharing one memory — billing, service, alerts, onboarding, support
  • Plugged into CRM/ERP with alerting passes covering integration gaps
  • Orchestrated across Viber, WhatsApp, SMS, Email and Web

Use Cases

Two tracks of digital transformation, one hub.

Track 01 — Customer Experience

Public AI agents for your customers.

Proactive agents that handle customer onboarding, billing questions, outage alerts and appointment scheduling — on the channels your customers already use.

  • → Customer onboarding on WhatsApp & Viber
  • → Real-time outage & billing alerts with actions
  • → Loyalty & incentive passes for targeted programs
Track 02 — Internal Operations

Internal agents for your teams.

The same engine we use inside Apifon to run our internal “Wikipedia” — organizing policies, procedures and product knowledge into a searchable, AI-native operations layer for your teams.

  • → Policy & procedure assistant for support and field teams
  • → Regulatory knowledge on tap, with citations
  • → Ops copilots that bridge legacy tooling gaps

The Tech Solution Hub

A messaging core wrapped in AI, integrations and monetization products — adjustable per use case with alerting passes and agentic control.

01

Apifon Platform

Secure, user-friendly environment to manage contact lists, design campaigns, execute Viber/SMS/Email communications and monitor performance in real time. Smart Segmentation, Cost Optimization, Lead Generation and GDPR built in.

SMS • VIBER • EMAIL
02

Conversational Platform

Flow Builder for AI-powered agents and automated journeys, plus a Live Agents Panel for centralized handling of conversations — unified across WhatsApp, Viber, Messenger and Web.

AGENTS • FLOW BUILDER • LIVE PANEL
03

Integrations

APIs that embed Viber, SMS and Email into any customer workflow, with real-time delivery status and campaign performance visibility — perfect for extending existing CRM/ERP stacks.

APIs • WEBHOOKS • STATUS
04

Coupons & Virtual Passes

Personalized, interactive experiences that boost acquisition, engagement and loyalty — with alerting passes that live in the customer's wallet.

LOYALTY • WALLET • PASSES
05

Apifon TES

Fully upgraded Transactional Email Service for billing and system-critical email, with a dedicated panel for real-time templates, reporting and analytics. Flexible, scalable and highly competitive.

TRANSACTIONAL • BILLING • EMAIL
06

Agentic Layer

Custom AI agents tailored per product — customer-facing or internal — that stitch together channels, data and policies, and cover integration gaps without ripping out what already works.

AI AGENTS • ORCHESTRATION

Boutique Development Partner

Papergo — our custom engineering partner.

“A boutique AI engineering partner that designs and builds bespoke agents, integrations and custom systems for fintech, banking, insurance and beyond.”

Papergo logo

Papergo is Apifon's boutique development partner for custom AI and software engineering in regulated industries. Together we design and build bespoke solutions — from conversational banking agents to custom ERP integrations — that fit existing infrastructure instead of replacing it.

FintechBankingInsuranceRetailMartech
papergo.io →
01

Sofia — NBG Business Banking

Production conversational agents for NBG Business Internet and Mobile Banking, handling service requests, onboarding flows and transactional actions in a banking-grade environment.

NBG • INTERNET BANKING • MOBILE
02

Insurance — ARAG UK

Custom ERP and agentic tooling for ARAG UK, covering claim verification, policy cover-checks and regulated workflow automation built around existing insurance operations.

ARAG UK • ERP • CLAIMS
03

Maritime — Benefit

Custom ERP and operational system development for Benefit Maritime, adapting legacy maritime workflows into modern, connected software layers.

BENEFIT • MARITIME ERP • OPERATIONS
04

Agent engineering

Config-driven agent frameworks, sandboxed integrations to external systems, automated test generation and optimization pipelines, and Azure-based deployment — built for production at scale.

FRAMEWORK • AZURE • TESTING

Track Record

The philosophy, already in production.

Built by our partner Papergo — banking, insurance, maritime and healthcare agents running at enterprise scale.

Sector
Banking & Fintech
Sector
Insurance
Sector
Maritime & ERP
Sector
Healthcare